Calculate your maximum mortgage

In 2 minutes you'll know where you stand. Then a free tailored calculation.

What is your situation? *

First home

Moving house

Remortgaging

Other

Do you have a house in mind? *

Yes

No

Energy label *

Better label = up to € 50,000 extra mortgage.

Will you make it more sustainable? *

Yes

No

Sustainability improvements = up to € 20,000 extra.

Tell us about your income

Two incomes count for 100%. The higher your income, the more you can borrow.

Source of income *

Age *

Gross annual income *

€

Including holiday pay and 13th month.

Do you have a partner with an income? *

Yes

No

Own funds

€

Student debt or loans? *

No

Yes

One last step before your calculation

Fill in your details and see your maximum mortgage right away. Henk will then call you briefly for a free explanation. Entirely without obligation.

First name *

Surname *

Phone number *

Email address *

I agree that my details will be shared with JouwHypotheek.nl for my calculation and a brief phone call to explain it, in accordance with their privacy statement. *

This is your provisional calculation

Indication of maximum financing

based on your situation

Total annual income

Mortgage based on income (Nibud 2026)

Energy label bonus

Own funds

Total financing

What happens next?

Your calculation

You now have it in hand: above you can see exactly how your maximum amount is built up.

2

An advisor will call you within 2 working days

A mortgage advisor from JouwHypotheek.nl will explain the calculation free of charge and without obligation, and answer all your questions.

3

Your true maximum

Want to continue? The advisor compares all banks for your tailored calculation. Often up to € 30,000 extra room.

Guide figure, not a commitment. Based on Nibud housing quota 2026 (3.8% interest, 30-yr annuity). The bank's assessment may differ by 10-15%; a binding amount requires tailored advice.