A terraced house with a keen price tag
This terraced house on Monnickendamstraat sits in Westerwatering Zuid, a residential pocket of Zaandam where the streets are lined with family homes. Built in 1985, it is a classic hofjeswoning, a courtyard-style terraced house that feels tucked away from the main road. The asking price of €400,000 is keen, coming in 30% below the neighbourhood average asking price of €568,391. For context, terraced houses in Zaanstad typically go for more, so this one stands out on price.
Inside the home
The agent describes a five-room layout with four bedrooms and one bathroom spread over three floors, giving the house a generous 377 m³ of volume. The living area is listed at 106 m² by the agent, while the BAG registration records 101 m². The garden, a 45 m² backyard plus a front garden, faces northeast and is accessible via the back alley. The home has roof, wall and floor insulation, and is heated by a central heating boiler. It is built on municipal land under a ground lease that runs until 31 December 2055.
Life in Westerwatering Zuid
Westerwatering Zuid is a quiet, family-oriented corner of Zaandam, with about 4,775 residents and a mix of ages, though slightly more in the 45 to 65 bracket. Most homes here are owner-occupied, and the housing stock dates mostly from the 1970s and 1980s. Residents across the Westerwatering Zuid neighbourhood give their living environment a solid 7.51 out of 10, based on 53 reviews. One resident describes it as a calm area where families with young children live, with a respectful and friendly atmosphere. Another mentions the pleasant, relaxed vibe and the sense of togetherness. The reviews reflect the wider municipality, so the score covers Zaanstad as a whole rather than just this street.
Amenities and getting around
The daily essentials are close by. Albert Heijn is just around the corner, with another Albert Heijn a ten-minute walk away, and a Dekamarkt. For schools, Dynamica Onderwijs and Compaen vmbo are both on your doorstep, while primary schools Het Eiland and De Rietvink are a couple of streets away. The GP practice Huisartsenpraktijk Nieuwendam is just 121 metres from the front door, and the Service Wester Apotheek is a short stroll. Bus stops on Gaasperdamstraat and Durgerdamstraat are within a couple of minutes, served by lines 63 and 64, and Zaandam train station is a ten-minute walk. The wider area, the municipality of Zaanstad, is well served by these connections.
WOZ value and address data
The WOZ value, set by the municipality on 1 January 2025, is €432,000, and the asking price sits 7% below that figure. Between 2020 and 2025, the WOZ value rose by 26%, from €342,000 to €432,000. As for the address itself, the area-level risk data shows road traffic noise at 46 dB, rail noise at 45 dB, aircraft noise at 44 dB and industrial noise at 45 dB, all below the relevant standards. The foundation risk indication is low, though the soil is peat, which is sensitive to settling. Pluvial flooding risk is low, as is the current flood risk, and heat stress is currently low but is expected to be medium by 2050. These are area-level indications, not an inspection of this specific home.
Source and agent
At the time of writing, the home is offered via multiple channels, including Bert van Vulpen makelaars + hypotheken Krommenie and a listing on Funda.
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The WOZ value is set annually by the municipality with 1 January as its reference date, and therefore lags the market by about a year. It is an estimated market value, not a sale price.
Frequently asked questions
About Monnickendamstraat 48, Zaandam
How does the asking price compare to the WOZ value?
The asking price of €400,000 is 7% below the WOZ value of €432,000, which was set on 1 January 2025. The WOZ value is the municipal valuation for tax purposes, not the current market value. The price is also keen compared to the neighbourhood average asking price of €568,391, coming in 30% lower. This is a precomputed comparison, so it reflects the listing price against the average, not a prediction of the final sale price.
What is the layout of this terraced house?
According to the agent, the home has five rooms, including four bedrooms and one bathroom, spread over three floors. The total volume is 377 m³. The living area is listed at 106 m² by the agent, while the BAG registration records 101 m². There is a 45 m² backyard and a front garden, with the garden facing northeast and accessible via the back alley. The property is a hofjeswoning, a courtyard-style terraced house.
What is the energy label and what does it mean for costs?
The home has an energy label B, which is an efficient label. This means the home is relatively energy-efficient compared to less efficient labels, so you can expect moderate energy costs. The agent also notes that the home has roof, wall and floor insulation, which helps with keeping the home warm. The label is a standardised measure, and the insulation details come from the agent's description.
What is the ground lease situation?
The home is built on municipal land under a ground lease, known as erfpacht. The lease runs until 31 December 2055, after which it will need to be renewed. This is a common arrangement in the Netherlands, and it means there is an ongoing annual fee to the municipality. The details are stated in the listing, and the end date is clearly given.
What are the noise levels around this address?
The area-level risk data shows road traffic noise at 46 dB, rail noise at 45 dB, aircraft noise at 44 dB and industrial noise at 45 dB, all measured in Lden and all below the relevant noise standards. These figures come from public data sources and are indications for the area, not measurements taken at the property itself. They give a general sense of the acoustic environment around Monnickendamstraat.
What is the foundation risk for this home?
The foundation risk indication for this address is low, according to area-level data. The soil type is peat, which is noted as sensitive to settling, but the risk level is still classified as low. This is an area-level indication based on public data, not an inspection of the specific foundation of this house. It gives a general picture of the ground conditions in the vicinity.
Which supermarkets are closest to this home?
The nearest supermarket is an Albert Heijn at 292 metres, which is just around the corner. Another Albert Heijn is at 885 metres, and a Dekamarkt is at 984 metres. There are also a Dirk and an AH to go within about a kilometre. These distances are measured in a straight line from the property, so the walking route may be slightly longer.
How far is the nearest school and what types are available?
The nearest schools are Dynamica Onderwijs, a special secondary school at 112 metres, and Compaen vmbo, a secondary school at 124 metres. For primary education, Openbare basisschool Het Eiland and RK Basisschool de Rietvink are both at 394 metres, and Chr Basisschool Het Baken is at 452 metres. These are all within a short walk, making the school run easy.
What public transport options are available near Monnickendamstraat?
The nearest bus stops are Zaandam, Gaasperdamstraat at 141 metres, served by line 64, and Zaandam, Durgerdamstraat at 154 metres, served by lines 63 and 64. There is also a stop at Winkelc. Lange Weide at 208 metres with line 64. Zaandam train station is 1,001 metres away, about a ten-minute walk, offering rail connections from the town.
How has the WOZ value developed over the past five years?
Between 2020 and 2025, the WOZ value of this home rose by 26%, from €342,000 to €432,000. The value increased steadily in the early years, dipped slightly in 2023, and then recovered to reach the current level. This development is based on the municipal valuations for each year, with the reference date of 1 January for each valuation.
