Scheldekade 21
Binnenstad-Java, Terneuzen
AreaA waterside apartment in the heart of Terneuzen
This apartment on Scheldekade 21 sits right on the water in the centre of Terneuzen, in the Binnenstad-Java neighbourhood. Built in 2001, it is a modern home in a lively part of town. The asking price of €398,000 is on the high side compared with the average asking price in the neighbourhood, which comes to €328,000. That puts it roughly 21% above the local average. For context, the average asking price per square metre in the neighbourhood is €3,183, while this home is listed at €3,720 per square metre. If you are looking at [apartments in Terneuzen], this one sits at the upper end of the market.
A bright, well-insulated home
The apartment has three rooms, one bedroom and one bathroom, all on a single floor. The living area is 114 square metres according to the BAG registration, while the agent lists it as 107 square metres. The agent describes the setting as on the water and in the centre, with a sunny terrace facing south. There is a garage and a parking cellar. The home has full ownership, and the HOA fee is €244 per month. According to the agent, the insulation includes roof insulation, double glazing, wall insulation and floor insulation, and there is a central heating boiler. The energy label is A, which is an efficient label.
Living in Binnenstad-Java
Binnenstad-Java is a neighbourhood with a mix of old and new housing, where about 57% of homes were built before 1945 and around 28% date from 1990 to 2010. The population is 2,920, with a notable share of residents aged 65 and over, at 35%. Residents across the municipality of Terneuzen give their living environment an average score of 8.03, based on 21 reviews. One resident says: "perfect living environment." Another notes: "Neighbours are there for each other. Safe living and lots of green." A third resident mentions that there could be more greenery and accessible paths. The neighbourhood has 61 homes currently for sale, with an average asking price of €328,000. For more on the area, see [the Binnenstad-Java neighbourhood].
Daily life and getting around
The Jumbo supermarket is just around the corner, with Aldi and Lidl a couple of streets away. The nearest primary school, Prins Willem van Oranjeschool, is a ten-minute walk, and there are several other schools within a short distance. The GP practice Huisartsenpraktijk Triniteit and the BENU Apotheek Epicurus are both a couple of streets away. The nearest bus stop is Terneuzen, Stadhuis, just around the corner, with lines 20, 50, 610, 645 and 660. The nearest train station is Kapelle-Biezelinge, about 18 kilometres away. For more on the wider area, see [the municipality of Terneuzen].
WOZ and address data
There is no WOZ value available for this home in the records. The address-level risk data, based on public sources such as Atlas Leefomgeving and KCAF, gives an indication for the area rather than an inspection of this specific property. The noise level from road traffic is 48 dB Lden, which is not above the noise standard. The foundation risk indication is medium, with clay soil that is sensitive to settlement, and 64% of properties in this postcode area were built before 1970. For climate risks, pluvial flooding at heavy rain is elevated, while flood risk is low now and in 2050. Heat stress is low now but medium by 2050.
Source and agent
At the time of writing, the home is offered via multiple channels, including F. Vermeulen makelaardij & taxatie and Vermeulen Makelaars & Hypotheekadviseurs. The listing has been available since 9 January 2026.
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Frequently asked questions
About Scheldekade 21, Terneuzen
How does the asking price compare with other homes in the neighbourhood?
The asking price of €398,000 is about 21% above the average asking price in Binnenstad-Java, which is €328,000. The average asking price per square metre in the neighbourhood is €3,183, while this home is listed at €3,720 per square metre. The neighbourhood has 61 homes for sale, with prices ranging from €135,000 to €1,350,000.
What is the layout of this apartment?
The apartment has three rooms, one bedroom and one bathroom, all on a single floor. The living area is 114 square metres according to the BAG registration, while the agent lists it as 107 square metres. There is a sunny terrace facing south, a garage and a parking cellar. The home has full ownership and an HOA fee of €244 per month.
What is the energy label and what does it mean for costs?
The energy label is A, which is an efficient label. This means the home is likely to have relatively low energy costs compared with less efficient labels. According to the agent, the insulation includes roof insulation, double glazing, wall insulation and floor insulation, and there is a central heating boiler.
Is there a WOZ value available for this home?
No, the WOZ value is not stated in the records for this home. The WOZ value is the municipal valuation used for property tax, and it is not available here. Without it, there is no comparison between the asking price and the municipal valuation, and no historical development of the WOZ value over the past five years.
What are the risk indications for this address?
The address-level risk data gives an indication for the area, not an inspection of this specific home. The foundation risk indication is medium, with clay soil that is sensitive to settlement, and 64% of properties in this postcode area were built before 1970. Pluvial flooding at heavy rain is elevated, while flood risk is low now and in 2050. Heat stress is low now but medium by 2050. Road traffic noise is 48 dB Lden, not above the noise standard.
What amenities are nearby?
The Jumbo supermarket is just around the corner, with Aldi and Lidl a couple of streets away. The nearest primary school, Prins Willem van Oranjeschool, is a ten-minute walk. The GP practice Huisartsenpraktijk Triniteit and the BENU Apotheek Epicurus are both a couple of streets away. The nearest bus stop is Terneuzen, Stadhuis, just around the corner, with lines 20, 50, 610, 645 and 660.
What is the neighbourhood like?
Binnenstad-Java has a population of 2,920, with 35% aged 65 and over. About 57% of homes were built before 1945, and 28% date from 1990 to 2010. Residents across the municipality of Terneuzen give their living environment an average score of 8.03, based on 21 reviews. One resident says: "perfect living environment." Another notes: "Neighbours are there for each other. Safe living and lots of green."
How far is the nearest train station?
The nearest train station is Kapelle-Biezelinge, about 18 kilometres away. The nearest bus stop is Terneuzen, Stadhuis, just around the corner, with lines 20, 50, 610, 645 and 660. There are also stops at Terneuzen, De Westkant and Terneuzen, Oostelijk Bolwerk within a short walk.
What is the HOA fee and what does it cover?
The HOA fee is €244 per month. The listing does not specify what this fee covers.
