Stuvesande 44
Noordpolder, Terneuzen
AreaA bright apartment by the water
This apartment on Stuvesande 44 sits in the Noordpolder area of Terneuzen, a part of town where the streets feel calm and the water is close by. Built in 1992, it is a first-floor home with a balcony and an open view over the water. The asking price of €425,000 is on the high side compared with the average for apartments in Terneuzen, though the home is larger than many in the area.
Inside the home
The agent describes this as a four-room apartment with three bedrooms and one bathroom, all on a single floor. The living area is listed at 128 m² by the agent, while the BAG registration records 117 m². The home has full ownership, a CV boiler for heating, and the agent notes insulation in the roof, walls and floor, plus double glazing. There is a balcony, and the monthly HOA fee is €270.
Life in Noordpolder
Noordpolder is a residential area where many residents are older, with 42% of the population aged 65 or over. Across the municipality of Terneuzen, residents give an average score of 8.03 out of 10, based on 21 reviews. One resident says: "Neighbours are there for each other. Safe living and lots of green. Unfortunately, no more supermarket in the village. A great loss. But there are two bakeries and a butcher's." Another notes: "There could be more greenery and accessible paths, given that this neighbourhood is mainly 55+." The neighbourhood has 2,590 residents, and the average household size is 1.8. For more on the area, see the Noordpolder neighbourhood.
Amenities and transport
The daily essentials are close by. The nearest primary school, Prins Willem van Oranjeschool, is just around the corner, and there are several supermarkets within a short walk, including Jumbo, Aldi and Lidl. The GP practice Huisartsenpraktijk Triniteit and BENU Apotheek Epicurus are both a couple of streets away. For public transport, bus stops at Scheldorado and Oostelijk Bolwerk are just around the corner, with lines 50, 607, 610, 645 and 660. The nearest train station, Kapelle-Biezelinge, is about 18 km away. The municipality of Terneuzen offers more context on the wider area, see the municipality of Terneuzen.
WOZ value and address data
The WOZ value for this home is €396,000, based on the reference date of 1 January 2025. The asking price is 7% above the WOZ value. Between 2020 and 2025, the WOZ value rose by 17%, from €338,000 to €396,000. As for address-level risk data, the noise from road traffic is measured at 47 dB Lden, which is not above the noise standard. The foundation risk indication is low, though the soil is clay, which is sensitive to settling. Pluvial flooding at heavy rain is indicated as elevated, while current flood risk and flood risk for 2050 are both low. These are area-level indications, not an inspection of this specific home.
Source
At the time of writing, the home is offered via multiple channels, including F. Vermeulen makelaardij & taxatie.
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The WOZ value is set annually by the municipality with 1 January as its reference date, and therefore lags the market by about a year. It is an estimated market value, not a sale price.
Frequently asked questions
About Stuvesande 44, Terneuzen
How does the asking price compare to the WOZ value?
The asking price of €425,000 is 7% above the WOZ value of €396,000, which was set on 1 January 2025. The WOZ value is the municipal valuation, not the current market value. Between 2020 and 2025, the WOZ value increased by 17%, from €338,000 to €396,000.
What is the layout of this apartment?
According to the agent, this is a four-room apartment with three bedrooms and one bathroom, all on a single floor. The living area is listed at 128 m² by the agent, while the BAG registration records 117 m². There is a balcony, and the home is on the first floor.
What is the energy label and what does it mean for costs?
The energy label is B, which is an efficient label. This means the home is relatively energy-efficient compared to less efficient labels, so heating costs are likely to be moderate. The agent also notes insulation in the roof, walls and floor, plus double glazing, which supports the label.
What is the foundation risk for this address?
The foundation risk indication for this address is low, according to public risk data. The soil is clay, which is sensitive to settling. This is an area-level indication based on open data, not an inspection of this specific home. The noise from road traffic is measured at 47 dB Lden, which is not above the noise standard.
What are the flood risks for this area?
The climate risk data indicates that pluvial flooding at heavy rain is elevated, while the current flood risk is low and the flood risk for 2050 is also low. These are area-level indications from the Klimaateffectatlas, not an assessment of this specific property.
What amenities are nearby?
The nearest primary school, Prins Willem van Oranjeschool, is about 350 metres away. Supermarkets including Jumbo, Aldi and Lidl are within a short walk. The GP practice Huisartsenpraktijk Triniteit is about 344 metres away, and BENU Apotheek Epicurus is about 307 metres away. The nearest hospital, De Honte, is about 3.4 km away.
What public transport options are available?
Bus stops at Scheldorado and Oostelijk Bolwerk are both about 300 metres away, with lines 50, 607, 610, 645 and 660. The nearest train station is Kapelle-Biezelinge, about 18 km away. The bus lines serve local and regional destinations.
What is the neighbourhood like?
Noordpolder is a residential area where 42% of residents are aged 65 or over. Across the municipality of Terneuzen, residents give an average score of 8.03 out of 10. One resident mentions that neighbours are there for each other and there is lots of green, while another notes the area is mainly 55+ and could use more greenery and accessible paths.
How does the price per m² compare to the neighbourhood average?
The asking price per m² is €3,320, based on the agent's listed living area of 128 m². The average asking price per m² in the neighbourhood is €3,221. The home's living area is 29% larger than the neighbourhood average of 99 m².
What is the HOA fee and what does it cover?
The monthly HOA fee is €270. The listing does not specify what this fee covers.
