Kosterstuin 96
Risdam-Noord - Buurt 21 00, Hoorn
NeighbourhoodA ground-floor apartment in Zwaag
This ground-floor apartment on Kosterstuin 96 sits in a quiet, green part of Zwaag, a town within the municipality of Hoorn. The home dates from 1977 and carries an energy label B. With an asking price of €219,000, the price is on the low side compared to the current market, especially given the WOZ value. For context, the asking price is 16% below the WOZ value of €260,000 (reference date 1 January 2025). If you're looking for apartments in Hoorn, this one stands out for its price position.
Inside the home
According to the agent, this apartment has two rooms, one bedroom, and one bathroom, all on a single floor. The living area is listed as 62 m² by the agent, while the BAG registration records 67 m². The home has a garden facing southwest, accessible via the back. It is located on the ground floor. The agent mentions insulation including roof insulation, partial double glazing, and wall insulation, and the heating runs on a central heating boiler. There is a homeowners' association fee of €164.55 per month.
The Risdam-Noord - Buurt 21 00 neighbourhood
Residents of the district give it an average score of 8.13 out of 10, based on four reviews. One resident says: "Lots of green, quiet, social." Another notes: "A quiet neighbourhood with a spacious layout. Unfortunately, the road, Berkmergouw, is very busy with traffic since the Keern was closed. That's the only downside." The neighbourhood has about 2,315 inhabitants, and a mix of ages, with a notable share of residents aged 65 and over. It's a place where people seem to feel at home, as one reviewer put it: "Living here now with my mother, brother and 2 cats for about a little over 2 years, never had any problems, super nice house." For more on the Risdam-Noord - Buurt 21 00 neighbourhood, you can explore further.
Amenities and transport
Daily errands are easy from here. The Dekamarkt is just around the corner, and an Albert Heijn is a ten-minute walk away. For primary education, Christelijke Basisschool De Rank is a couple of streets away, and TVH Montessorischool de Flierefluiter is also nearby. The GP practice Huisartsenmaatschap Risdam and Apotheek de Korenbloem are both within a five-minute walk. For public transport, bus line 133 stops at Zwaag, De Opgang on your doorstep, and the train station Hoorn is about 2.5 km away. The municipality of Hoorn offers further amenities, as you can see on the municipality of Hoorn.
WOZ and address data
The WOZ value is €260,000 as of 1 January 2025. The asking price is 16% below this value. Between 2020 and 2025, the WOZ value rose by 73%, from €150,000 to €260,000. As for address risks, these are area-level indications, not an inspection of this specific home. The noise level from road traffic is 48 dB Lden, which is not above the noise standard. The foundation risk indication is low, though the soil is clay, which is sensitive to settling. Pluvial flooding risk is low, while flood risk is currently medium and remains medium in 2050. Heat stress is low now but medium by 2050.
Source and agent
At the time of writing, the home is offered via multiple channels, including Boekweit | Olie Makelaars/taxateurs.
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The WOZ value is set annually by the municipality with 1 January as its reference date, and therefore lags the market by about a year. It is an estimated market value, not a sale price.
Frequently asked questions
About Kosterstuin 96, Zwaag
What is the asking price and how does it compare to the WOZ value?
The asking price is €219,000. The WOZ value is €260,000 as of 1 January 2025, and the asking price is 16% below that. This means the asking price is lower than the municipal valuation, which is notable. The WOZ value has also risen significantly over the past five years, from €150,000 in 2020 to €260,000 in 2025, an increase of 73%.
How many rooms and bedrooms does this apartment have?
According to the agent, this apartment has two rooms, one bedroom, and one bathroom, all on a single floor. The living area is listed as 62 m² by the agent, while the BAG registration records 67 m². The home is on the ground floor and has a garden facing southwest, accessible via the back.
What is the WOZ value and how has it developed?
The WOZ value is €260,000, with a reference date of 1 January 2025. Over the past five years, the WOZ value has increased by 73%, from €150,000 in 2020 to €260,000 in 2025. This shows a strong upward trend in the municipal valuation of this property.
What are the address risks for this home?
The address risks are area-level indications, not an inspection of this specific home. The noise level from road traffic is 48 dB Lden, which is not above the noise standard. The foundation risk indication is low, though the soil is clay, which is sensitive to settling. Pluvial flooding risk is low, while flood risk is currently medium and remains medium in 2050. Heat stress is low now but medium by 2050.
What amenities are nearby?
The Dekamarkt is just around the corner, and an Albert Heijn is a ten-minute walk away. For primary education, Christelijke Basisschool De Rank is a couple of streets away, and TVH Montessorischool de Flierefluiter is also nearby. The GP practice Huisartsenmaatschap Risdam and Apotheek de Korenbloem are both within a five-minute walk. The train station Hoorn is about 2.5 km away.
What is the neighbourhood like?
Residents of the district give it an average score of 8.13 out of 10, based on four reviews. One resident says: "Lots of green, quiet, social." Another notes: "A quiet neighbourhood with a spacious layout. Unfortunately, the road, Berkmergouw, is very busy with traffic since the Keern was closed. That's the only downside." The neighbourhood has about 2,315 inhabitants.
What is the energy label and what does it mean?
The energy label is B. This is an efficient label, meaning the home is relatively energy-efficient compared to less efficient labels. However, the label does not guarantee specific insulation levels. The agent mentions insulation including roof insulation, partial double glazing, and wall insulation, and the heating runs on a central heating boiler.
Is there a homeowners' association fee?
Yes, there is a homeowners' association fee of €164.55 per month. This fee is typically used for maintenance of common areas and the building.
Experiences from Risdam-Noord - Buurt 21 00
How residents experience their neighbourhood
Lots of green, quiet, social
Auto-translated to English by AILiving here now with my mother, brother and 2 cats for about a little over 2 years, never had any problems, super nice house. Not much contact with neighbours but the right and left ones, that's all you need I'd say.
Auto-translated to English by AIStatistics for Risdam-Noord - Buurt 21 00
Figures on residents, liveability and the housing market
Experiences from Risdam-Noord
How residents experience their district
Lots of green, quiet, social
Auto-translated to English by AIA quiet neighbourhood with a spacious layout. Unfortunately, the road, Berkmergouw, is very busy with traffic since the Keern was closed. That's the only downside.
Auto-translated to English by AILiving here now with my mother, brother and 2 cats for about a little over 2 years, never had any problems, super nice house. Not much contact with neighbours but the right and left ones, that's all you need I'd say.
Auto-translated to English by AILively neighbourhood. Helpful neighbours. Every year we organise a Neighbour's Day. Too bad the bus has disappeared. The park next to the bus lane needs better maintenance.
Auto-translated to English by AIStatistics for Risdam-Noord
Figures on residents, liveability and the housing market
| Sale price | €369,682 | €348,909 |
|---|---|---|
| Sale per m² | €3,643 | – |
| Rent price | €1,800 p/m | €1,800 p/m |
| Rent per m² | €17 p/m | – |
Experiences from Hoorn
How residents experience their municipality
After living here for 12 years, the neighbourhood is going downhill, especially the street next door where there are many rental homes, many people live who don't treat fellow residents very well. Lots of litter lying around, messy gardens and loud talking, shouting and antisocial fatbike drivers who honk unnecessarily. Also leaving rubbish behind and hoping it will eventually be collected by waste collection services. There are schools but not enough types of education.
Auto-translated to English by AIIt's a very nice neighbourhood, everything you need in terms of supermarkets, pharmacies, etc. is within a maximum of 10 minutes by bike and therefore easily accessible. I don't have a lot of contact with my neighbours myself, and there aren't really any neighbourhood barbecues or cosy events/gatherings with the neighbourhood. My parents are a bit better friends with the neighbours. It is a very hygienic neighbourhood. There is a forest in the area, so there is certainly nature, but I do think there is too much manicured nature, which I think is a shame.
Auto-translated to English by AIVery cosy and close to all shops
Auto-translated to English by AIOkay
Auto-translated to English by AIIt's a beautiful neighbourhood! Cosy streets and nice architecture. Friendly and sociable people live here. Nice and quiet with no through traffic.
Auto-translated to English by AIOften arguments. And in the evening here in the garden, talking increasingly louder until shouting. And if you say something about it, you get a big mouth.
Auto-translated to English by AIA lot of nuisance, especially at night. Loudly talking youths and dealers/cars in the parking lot.. a lot of rubbish on pavements and in bushes.
Auto-translated to English by AII've been living here for almost 10 years and I'm happy here, sometimes things do happen but in which neighbourhood in Kersenboogerd doesn't that happen. Because why is someone arrested in front of my house by undercover police and people in my neighbourhood are always loud and that could be a bit less for me. Other than that, I think it's fine to live here for a few more years.
Auto-translated to English by AIStatistics for Hoorn
Figures on residents, liveability and the housing market
| Sale price | €497,525 | €462,399 |
|---|---|---|
| Sale per m² | €4,750 | – |
| Rent price | €2,145 p/m | €2,121 p/m |
| Rent per m² | €20 p/m | – |
Location and amenities
Kosterstuin 96, Zwaag
Risks and environmental factors
Noise, foundation and climate around this address
Noise levels
Foundation risk
Rainwater flooding
Flooding
Heat stress
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